The utility of living consists not in the length of days, but in the use of time. — Michel de Montaigne For better or worse, many of us have had more time than usual to engage in new or [...]
Massachusetts to reopen in phases On Monday, Governor Charlie Baker outlined his detailed plan to reopen the economy over the next several weeks. It will happen in phases and each phase is [...]
The Federal Reserve cut the key US Interest rate by 1/2% today. This, plus the recent trend in yields, presents an opportunity for those with mortgages to refinance at a lower rate. There are [...]
In my industry a mega-merger was announced this morning with Charles Schwab acquiring TD Ameritrade (Bloomberg Article) in an all stock deal. This does not directly effect me or my clients [...]
Yesterday the US stock market took it on the chin with the major indices were all down in the 2.5% to 3.0% range. What was the cause of the selloff? If you listened to the nightly news you heard [...]
In this video I look at mortgage refinancing from a financial planning perspective. When does it make sense and what factors influence that decision? This is going to be a regular feature of this [...]
When I am working with new clients, one of the first steps in the financial planning process is getting organized. This means we take an accounting of all the assets, liabilities, and income. [...]
This government shutdown is now the longest in history with hundreds of thousands of people financially impacted. If you are one of those people, or know someone who is, I am offering free [...]
Stocks in publicly traded companies around the world have had a very tough October. The S&P 500, a measure of large US stocks, is down over 8% in October alone which has wiped out the gains [...]